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GET APPROVED FOR
0% APR FINANCING

Up to 18 Months. Learn More

See if you qualify

How to Qualify

1. Pre-Qualify

Discover your shopping budget before you buy with rates starting at 0% APR

See if you qualify

2. Shop

Shop for the furniture you’ve been dreaming of and add it to your cart. Then check out with Affirm

See if you qualify

3. Receive you Order

We’ll deliver you Furniture so you can start enjoying it right away, while you pay for it on a schedule you’ve created

See if you qualify

Simple,
No-Fuss Financing

No deferred interest. No hidden fees. No catch. What you see at checkout is all you pay – at a schedule that suits your budget. With loans starting at 0% APR for 3 months; Rates 10 - 30% for 6, 12 or 18 months, choose the payment plan that works for you.

Payment Done
Your Way

Need new furniture, plus a little extra time to pay? Flexible financing from Affirm lets you choose the loan that works best for you.

How It Works

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ADD TO CART

Browse through our products and add it to your shopping cart.
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SECURE CHECKOUT

At checkout, select Affirm as your payment option.
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APPLY FOR LOAN

You will be redirected to Affirm, follow the steps provided to apply.
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ORDER COMPLETE

Once your loan is complete, we will process your order automatically.

Frequently Asked Questions

What is required to pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a credit check?

Yes, when you first create an Affirm account, Affirm perform a «soft» credit check to help verify your identity and determine your eligibility for financing. This «soft» credit check will not affect your credit score.

Is my personal information secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

How do I pay my bills?

ou can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.

Why was I prompted to pay a down payment with a debit card?

Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

For more information contact Affirm at [email protected]

Phone support only offered to those with an active Affirm loan, they can login to their Affirm account and phone number will be on the top right.
Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details.